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Infinite Banking Policy

Published Mar 20, 25
1 min read
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It feels like the name of this concept changes when a month. You might have heard it described as a continuous wealth strategy, household financial, or circle of wide range. Whatever name it's called, unlimited financial is pitched as a secret way to develop wealth that just rich individuals recognize around.

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You, the insurance policy holder, placed money into an entire life insurance policy with paying premiums and acquiring paid-up additions.

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The whole concept of "financial on yourself" only functions since you can "financial institution" on yourself by taking financings from the policy (the arrow in the graph above going from entire life insurance policy back to the policyholder). There are 2 different types of lendings the insurance provider may use, either straight recognition or non-direct recognition.

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